Home - Breville Wealth Management, INC

Purchase

90% LTC

100% Rehab Costs

up to 80% of ARV

Fix to Flip / Fix To Hold

Project Facing
unexpected Delays?

You have options-
Contact us for a Refi or an extension-3 to 6 month terms available

Ready for your Exit Strategy?

Refi NOW to Replenish Your Cash Position, while You enjoy the bidding War!

As You can imagine, Buying, Fixing and flipping homes can be a great source of income- and it can also be difficult to find the right funding in order to renovate a home and flip it for a profit. Our full offering of Fix and Flip, Construction, Cash Out, and bridge lending products, should provide any investor, the ability to capitalize on any real estate opportunity quickly and efficiently, across our entire lending area.

Asset Type: SFR, 2-4, Condos, Townhomes
Zoning: Residential
Transaction Type: Purchase/Refinance/Cash-out
Term: 3-36 Months
Minimum FICO: 680
Leverage up To: 90% LTC/100% Rehab/80% ARV
Experience: New & Experienced Operators Welcomed
Transaction Size: $75k-$4MM
Closing Timeline: Close and Fund in as few as 5 Days
Demography: LENDING NATIONWIDE (except): Arizona | California I Delaware I Idaho I Minnesota I Nevada I North Dakota | Oregon | South Dakota | Utah | Vermont

Featured Deals

Why choose BWM as Your Funding Patner for your next Transcation

Ready to see your rate?

Ratings & Reviews

We are very proud of what our customers are saying

Excellent

May 03

Extremely professional 5

Extremely professional 5 Stars thru and Thru from the sales team to the very patient Processors. Would recommend.

Eddy G.

Apr 27

These Guys are Great!!!

These Guys are great we’ve been using them for the better part of 2 years now. Excellent Service, every time!

Josh W.

Feb 21

Experts, Really, Expert

Experts, Really, Experts Love BWM, they have the best short-term rental loan programs I’ve ever used. Not changing, ever again. Hah!

Andrew G.

Jan 25

Oh They understand us

Oh They understand us, We appreciate anyone that goes above and beyond to make our lives easy…

Mike A.

Frequently Asked Questions

What is a residential bridge loan?

A residential bridge loan is a short-term loan used to bridge a financial gap when buying a new home before selling an existing one. It provides temporary financing until the current home is sold. These loans typically have higher interest rates and fees due to their short-term nature. They’re useful for homeowners needing quick access to funds for a new purchase without waiting for their existing property to sell.

When should you use a residential bridge loan?

You should consider using a residential bridge loan when you need to purchase a new home before selling your existing one and require immediate access to funds for the new purchase. It’s beneficial when you want to avoid delays in acquiring your desired property or take advantage of a favorable buying opportunity. However, it’s important to weigh the costs and risks associated with bridge loans against the benefits they offer in your specific situation.

What are some alternatives to residential bridge lons?

When considering alternatives to residential bridge loans, several options offer flexibility and varying levels of financial commitment. Homeowners can leverage their existing equity through a Home Equity Line of Credit (HELOC), providing access to funds for a new home purchase while utilizing the value built in their current property. Contingency offers allow buyers to make offers on new homes contingent upon the sale of their existing property, providing a more straightforward transition without additional borrowing.

What Are House-Flipping Loans?

House-flipping loans are financing options specifically designed for real estate investors who aim to purchase properties, renovate them, and then sell them for a profit in a relatively short period. These loans typically provide funding for both the purchase of the property and the renovation costs, making them essential for investors who may not have sufficient capital on hand to fund the entire project.

What are Advantages of House-Flip Loans?

House-flip loans provide real estate investors with a range of advantages that facilitate their property flipping endeavors. Firstly, these loans offer accessibility, bridging the gap for investors who lack sufficient capital for property acquisition and renovations. Their quick approval and funding process also enable investors to swiftly capitalize on lucrative opportunities in the competitive real estate market.

Hard Money Loans for Flippers - BWM, INC

Hard money loans for flippers, such as those offered by BWM, Inc., are a type of financing specifically tailored for real estate investors who engage in property flipping. BWM, Inc. provides these loans as asset-based lending solutions, where the property itself serves as collateral for the loan. Unlike traditional mortgages, hard money loans typically have shorter terms and higher interest rates, reflecting the increased risk associated with house flipping projects.

What are the different types of residential bridge loans?

Residential bridge loans come in various types, each catering to specific financial scenarios. Owner-occupied bridge loans are ideal for homeowners looking to purchase a new primary residence before selling their current one, providing temporary financing to bridge the gap between transactions.

What are the advantages of a residential bridge loan?

A residential bridge loan offers borrowers a crucial lifeline in navigating the complexities of real estate transactions with speed and flexibility. Its primary advantage lies in providing quick access to funds, allowing borrowers to capitalize on opportunities in the market without delays. Whether purchasing a new home before selling the existing one or seizing investment opportunities, bridge loans facilitate smoother transitions and competitive positioning.

Who is eligible for a residential bridge loan?

Eligibility criteria for residential bridge loans may vary depending on the lender and the specific terms of the loan. However, typically, individuals who are homeowners looking to purchase a new primary residence before selling their existing one are eligible for residential bridge loans. Real estate investors seeking temporary financing for property acquisitions or renovations may also qualify.

How Are House-Flipping Loans Different from othe loans?

House-flipping loans stand out from other loan types due to their specialized focus on real estate investors seeking short-term financing for property flipping ventures. Unlike traditional mortgages or home equity loans, which are geared towards long-term homeownership or investment strategies, house-flipping loans cater specifically to the needs of investors looking to purchase properties, renovate them, and swiftly resell for profit.

How to Get the Right House-Flipping Loan for Your Property

Securing the right house-flipping loan for your property requires a methodical approach and careful consideration of various factors. Start by assessing your financial situation, including creditworthiness and available capital, to understand your borrowing capacity. Research different lenders specializing in house-flipping loans and compare their terms, rates, and fees to find the best fit for your needs.

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+Our Award Winning Service

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Fix and Flip with Short-term Financing

Purchase

Project Facing
unexpected Delays?