Breville Wealth Management, INC

Local Presence | National Scale

  • Best of Breed Loan Products

    Whether You're a new Real Estate Investor just starting Your Real Estate Investment journey or a Pro- You can count on us

  • +Our Award Winning Service


Borrow With Confidence

Our Bridge Loans can be used for new Purchases or Restore Your Cash Position

Fix and Flip with Short-term Financing


90% LTC

100% Rehab Costs 

up to 80% of ARV 

Fix to Flip / Fix To Hold 

Project Facing
unexpected Delays?

You have options-
Contact us for a Refi or an extension-3 to 6 month terms available

Ready for your Exit Strategy?

Refi NOW to Replenish Your Cash Position, while You enjoy the bidding War!

As You can imagine, Buying, Fixing and flipping homes can be a great source of income- and it can also be difficult to find the right funding in order to renovate a home and flip it for a profit. Our full offering of Fix and Flip, Construction, Cash Out, and bridge lending products, should provide any investor, the ability to capitalize on any real estate opportunity quickly and efficiently, across our entire lending area.


Asset Type: SFR, 2-4, Condos, Townhomes
Zoning: Residential
Transaction Type: Purchase/Refinance/Cash-out
3-36 Months
Minimum FICO: 680
Leverage up To: 90% LTC/100% Rehab/80% ARV
Experience: New & Experienced Operators Welcomed
Transaction Size: $75k-$4MM
Closing Timeline: Close and Fund in as few as 5 Days
Demography: LENDING NATIONWIDE (except): Arizona | California I Delaware I Idaho I Minnesota I Nevada I North Dakota | Oregon | South Dakota | Utah | Vermont

Featured Deals

Why choose BMW as Your Funding Patner for your next Transcation


Dallas ,Tx
Rehab Loan


Scotch Plains, NJ
Purchase & Rehab


Saratoga Springs, NY
Purchase & Rehab


Amsterdam , NY
Purchase & Rehab

Ready to see your rate?

Ratings & Reviews

We are very proud of what our customers are saying


May 03

Extremely professional 5

Extremely professional 5 Stars thru and Thru from the sales team to the very patient Processors. Would recommend.

Eddy G. 


Apr 27

These Guys are Great!!!

These Guys are great we’ve been using them for the better part of 2 years now. Excellent Service, every time!

Josh W. 


Feb 21

Experts, Really, Expert

Experts, Really, Experts Love BWM, they have the best short-term rental loan programs I’ve ever used. Not changing, ever again. Hah!

Andrew G.


Jan 25

Oh They understand us

Oh They understand us, We appreciate anyone that goes above and beyond to make our lives easy…

Mike A. 


Find the lowest rate You Qualify for

Frequently Asked Questions

A residential bridge loan is a short-term loan used to bridge a financial gap when buying a new home before selling an existing one. It provides temporary financing until the current home is sold. These loans typically have higher interest rates and fees due to their short-term nature. They’re useful for homeowners needing quick access to funds for a new purchase without waiting for their existing property to sell.
You should consider using a residential bridge loan when you need to purchase a new home before selling your existing one and require immediate access to funds for the new purchase. It’s beneficial when you want to avoid delays in acquiring your desired property or take advantage of a favorable buying opportunity. However, it’s important to weigh the costs and risks associated with bridge loans against the benefits they offer in your specific situation.
When considering alternatives to residential bridge loans, several options offer flexibility and varying levels of financial commitment. Homeowners can leverage their existing equity through a Home Equity Line of Credit (HELOC), providing access to funds for a new home purchase while utilizing the value built in their current property. Contingency offers allow buyers to make offers on new homes contingent upon the sale of their existing property, providing a more straightforward transition without additional borrowing.
House-flipping loans are financing options specifically designed for real estate investors who aim to purchase properties, renovate them, and then sell them for a profit in a relatively short period. These loans typically provide funding for both the purchase of the property and the renovation costs, making them essential for investors who may not have sufficient capital on hand to fund the entire project.
House-flip loans provide real estate investors with a range of advantages that facilitate their property flipping endeavors. Firstly, these loans offer accessibility, bridging the gap for investors who lack sufficient capital for property acquisition and renovations. Their quick approval and funding process also enable investors to swiftly capitalize on lucrative opportunities in the competitive real estate market.
Hard money loans for flippers, such as those offered by BWM, Inc., are a type of financing specifically tailored for real estate investors who engage in property flipping. BWM, Inc. provides these loans as asset-based lending solutions, where the property itself serves as collateral for the loan. Unlike traditional mortgages, hard money loans typically have shorter terms and higher interest rates, reflecting the increased risk associated with house flipping projects.
Residential bridge loans come in various types, each catering to specific financial scenarios. Owner-occupied bridge loans are ideal for homeowners looking to purchase a new primary residence before selling their current one, providing temporary financing to bridge the gap between transactions.
A residential bridge loan offers borrowers a crucial lifeline in navigating the complexities of real estate transactions with speed and flexibility. Its primary advantage lies in providing quick access to funds, allowing borrowers to capitalize on opportunities in the market without delays. Whether purchasing a new home before selling the existing one or seizing investment opportunities, bridge loans facilitate smoother transitions and competitive positioning.
Eligibility criteria for residential bridge loans may vary depending on the lender and the specific terms of the loan. However, typically, individuals who are homeowners looking to purchase a new primary residence before selling their existing one are eligible for residential bridge loans. Real estate investors seeking temporary financing for property acquisitions or renovations may also qualify.
House-flipping loans stand out from other loan types due to their specialized focus on real estate investors seeking short-term financing for property flipping ventures. Unlike traditional mortgages or home equity loans, which are geared towards long-term homeownership or investment strategies, house-flipping loans cater specifically to the needs of investors looking to purchase properties, renovate them, and swiftly resell for profit.
Securing the right house-flipping loan for your property requires a methodical approach and careful consideration of various factors. Start by assessing your financial situation, including creditworthiness and available capital, to understand your borrowing capacity. Research different lenders specializing in house-flipping loans and compare their terms, rates, and fees to find the best fit for your needs.
Still have Questions?

Give $375 & Get $375

Consider Joining our Referral Program

Earn Referral fee$ each time someone You refer takes out a loan, You only need to refer once !

What are you waiting for ?

Fix and Flip Bridge Loans

Navigating the complex landscape of commercial real estate financing can be overwhelming, especially with the abundance of online lenders vying for attention. However, bridge loans offer a ray of hope by providing temporary financial relief until more stable options like mortgages become available. These loans are highly regarded by investors for their accessibility, as they prioritize collateral over credit scores.

Bridge loans act as a vital bridge between the present financial situation and future profitability. They are particularly favored by investors for their flexibility and ability to cover essential expenses, ensuring a smooth transition until long-term financing is secured.

Bridge loans prove advantageous in various scenarios:

1. Relocation of Business:

When relocating your business to a new location, bridge loans can cover expenses associated with purchasing new property and settling outstanding liabilities from the previous location.

2. Property Rehabilitation:

Bridge loans facilitate property renovations or repairs, enhancing its market appeal and revenue-generating potential.

3. Seizing Buying Opportunities:

Bridge loans enable swift acquisition of lucrative properties, ensuring you capitalize on valuable opportunities before they vanish.

4. Credit Score Improvement:

For individuals with low credit scores, bridge loans provide a viable option for financing immediate needs while simultaneously improving credit scores through timely repayments.

In essence, commercial bridge loans offer flexibility and accessibility compared to traditional loans, making them an attractive option for various real estate financing needs.

Typically, bridge loans feature:

– Loan amounts ranging from $1 million to $20 million
– Interest rates between 9% to 12%
– Loan terms spanning 6 to 12 months, potentially longer depending on the lender
– Associated fees such as origination, appraisal, title, and occasional prepayment penalties
– Loan-to-Value (LTV) ratio capped at around 80%

By adhering to these parameters, borrowers can navigate commercial real estate transactions effectively, leveraging bridge loans to bridge the gap between immediate financial requirements and long-term financing strategies.