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    Whether You're a new Real Estate Investor just starting Your Real Estate Investment journey or a Pro- You can count on us

  • +Our Award Winning Service

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Borrow With Confidence

Ground Up New Construction Financing

Designed Specifically for Developers, Builders & Investors

Plan-Ready New
Construction Loans:

Fund your new Projects with just the plans while you wait for permits to be issued. 

Is your Project al least 90% done?

Call us to refinance to restore your Cash Position on your way to listing for Sale.

Subdivision developments Welcomed:

Our loans are tailored to Your Project, Experience and Unique Requirements. 

for AliArtboard 2@4x-1

Our New Construction Loan Product is essentially a one-stop financing solution, Flexible enough for both New and Experienced Investors and Developers building residential Properties. We can even accommodate New operators as long as the GC is *qualified and part of the Guarantor Bucket- We will provide certainty of funding not only during the construction phase but also long-term financing, once project(s) has been stabilized (if needed). We lend on permit-ready single and multi-property residential construction projects up to 4 units.  

for AliArtboard 3@4x-1

Asset Type: SFR, 2-4, Townhomes, Planned Developments
Zoning: Residential
Transaction Type: Purchase / Refinance / Cash-Out
Term:
12-24 Months
Minimum FICO: 680
Leverage up To:80% Land / Lot Purchase /  100% Constructions Loan / 90% LTC / 75% ARV

Experience: New & Experienced Operators Welcomed
Transaction Size: $200k-$4MM
Closing Timeline: Close and Fund in as few as 5 Days
Demography: LENDING NATIONWIDE (except): Arizona | California I Delaware I Idaho I Minnesota I Nevada I North Dakota | Oregon | South Dakota | Utah | Vermont

Featured Deals

Why choose BWM as Your Funding Patner for your next Transcation

$975,000

San Antonio, Texas
New Construction

$1.1M

Houseton, Tx
New Construction

$395,000

Kileen, Tx
New Construction

$1.375M

Clayton, NC
New Construction

$765,000

Savannah, GA
Gut Renovation

Ready to see your rate?

Ratings & Reviews

We are very proud of what our customers are saying

Excellent

May 03

Extremely professional 5

Extremely professional 5 Stars thru and Thru from the sales team to the very patient Processors. Would recommend.

Eddy G. 

NY

Apr 27

These Guys are Great!!!

These Guys are great we’ve been using them for the better part of 2 years now. Excellent Service, every time!

Josh W. 

FL

Feb 21

Experts, Really, Expert

Experts, Really, Experts Love BWM, they have the best short-term rental loan programs I’ve ever used. Not changing, ever again. Hah!

Andrew G.

XT

Jan 25

Oh They understand us

Oh They understand us, We appreciate anyone that goes above and beyond to make our lives easy…

Mike A. 

TN

Find the lowest rate You Qualify for


Frequently Asked Questions

A ground-up construction loan is a specialized form of financing tailored for individuals or developers looking to build a new property from scratch. Unlike conventional mortgages, which are used for purchasing existing properties, ground-up construction loans provide funds for every aspect of the construction process, from land acquisition to the final touches.

Ground-up construction loans offer financing solutions tailored for individuals or developers embarking on building projects from scratch. The process typically begins with an application to a lender, where the borrower’s financial history, creditworthiness, and project plans are evaluated for approval. Once approved, the loan terms are established, including the loan amount, interest rate, and repayment schedule.

Ground-up construction loans stand distinct from other lending options due to their specialized focus on financing new building projects from inception to completion. Unlike traditional mortgage loans, which primarily facilitate property purchases, ground-up construction loans provide funds specifically for construction-related expenses, including land acquisition, design, permits, materials, and labor.

Ground-up construction loans cater to a specific set of individuals and entities seeking to embark on the development of new properties from the ground level. Primarily, real estate developers looking to initiate residential or commercial projects benefit greatly from these loans, which cover expenses from land acquisition to project completion. Additionally, individual homebuilders who aspire to materialize their customized dwellings can tap into this financing avenue, ensuring their vision is realized from inception.

Firstly, these loans provide tailored financing solutions that cover all aspects of construction, from land acquisition to project completion. This comprehensive funding ensures that borrowers have the necessary capital to execute their vision without relying on multiple sources of financing.

Still have Questions?

Capital ready when you are

BWM offers both flexible short-term financing as well as long-term financing options designed to fit a multitude of investment strategies. Experience the easier way to access funding on your next project.