Whether You're a new Real Estate Investor just starting Your Real Estate Investment journey or a Pro- You can count on us
Ground Up New Construction Financing
Fund your new Projects with just the plans while you wait for permits to be issued.
Call us to refinance to restore your Cash Position on your way to listing for Sale.
Our loans are tailored to Your Project, Experience and Unique Requirements.
Our New Construction Loan Product is essentially a one-stop financing solution, Flexible enough for both New and Experienced Investors and Developers building residential Properties. We can even accommodate New operators as long as the GC is *qualified and part of the Guarantor Bucket- We will provide certainty of funding not only during the construction phase but also long-term financing, once project(s) has been stabilized (if needed). We lend on permit-ready single and multi-property residential construction projects up to 4 units.
Asset Type: SFR, 2-4, Townhomes, Planned Developments
Zoning: Residential
Transaction Type: Purchase / Refinance / Cash-Out
Term: 12-24 Months
Minimum FICO: 680
Leverage up To:80% Land / Lot Purchase / 100% Constructions Loan / 90% LTC / 75% ARV
Experience: New & Experienced Operators Welcomed
Transaction Size: $200k-$4MM
Closing Timeline: Close and Fund in as few as 5 Days
Demography: LENDING NATIONWIDE (except): Arizona | California I Delaware I Idaho I Minnesota I Nevada I North Dakota | Oregon | South Dakota | Utah | Vermont
San Antonio, Texas
New Construction
Houseton, Tx
New Construction
Kileen, Tx
New Construction
Clayton, NC
New Construction
Savannah, GA
Gut Renovation
May 03
Extremely professional 5
Extremely professional 5 Stars thru and Thru from the sales team to the very patient Processors. Would recommend.
Eddy G.
NY
Apr 27
These Guys are Great!!!
These Guys are great we’ve been using them for the better part of 2 years now. Excellent Service, every time!
Josh W.
FL
Feb 21
Experts, Really, Expert
Experts, Really, Experts Love BWM, they have the best short-term rental loan programs I’ve ever used. Not changing, ever again. Hah!
Andrew G.
XT
Jan 25
Oh They understand us
Oh They understand us, We appreciate anyone that goes above and beyond to make our lives easy…
Mike A.
TN
A ground-up construction loan is a specialized form of financing tailored for individuals or developers looking to build a new property from scratch. Unlike conventional mortgages, which are used for purchasing existing properties, ground-up construction loans provide funds for every aspect of the construction process, from land acquisition to the final touches.
Ground-up construction loans offer financing solutions tailored for individuals or developers embarking on building projects from scratch. The process typically begins with an application to a lender, where the borrower’s financial history, creditworthiness, and project plans are evaluated for approval. Once approved, the loan terms are established, including the loan amount, interest rate, and repayment schedule.
Ground-up construction loans stand distinct from other lending options due to their specialized focus on financing new building projects from inception to completion. Unlike traditional mortgage loans, which primarily facilitate property purchases, ground-up construction loans provide funds specifically for construction-related expenses, including land acquisition, design, permits, materials, and labor.
Ground-up construction loans cater to a specific set of individuals and entities seeking to embark on the development of new properties from the ground level. Primarily, real estate developers looking to initiate residential or commercial projects benefit greatly from these loans, which cover expenses from land acquisition to project completion. Additionally, individual homebuilders who aspire to materialize their customized dwellings can tap into this financing avenue, ensuring their vision is realized from inception.
Firstly, these loans provide tailored financing solutions that cover all aspects of construction, from land acquisition to project completion. This comprehensive funding ensures that borrowers have the necessary capital to execute their vision without relying on multiple sources of financing.
© 2025 Breville Wealth Management, INC All rights reserved.