DISCLAIMER: This website may be used by commercial lenders, brokers and borrowers of a Non-owner occupied (Investment Property) and MUST NOT be used by anyone seeking residential owner-occupied mortgage loans or consumer loans. The use of this website DOES NOT constitute an application for a mortgage loan and the pre-qualification and program recommendations generated by this website DO NOT under any circumstances constitute either a formal or informal loan approval or rate commitment. Terms and pricing recommendations generated by this website are subject to change without notice. All adjustable-rate programs, fixed rate programs, pre-payment penalties, and applicable fees will apply according to separate guidelines and may change the nature of the pre-qualification and program recommendations.